Full financing is available for all customers with approved credit.  Typical bank loans ask for 5-10% downpayment on a new boat, and 10-15% downpayment on a used boat.

The advantage these banks offer is a better term.  Most local banks will offer a loan term for your boat of only 60-72 months, where the national banks we use will offer terms of 120-180 months, at the same interest rate.  This will give you a chance to own the right boat, and keep your payment affordable.

There are no pre-payment penalties, and the loans are simple interest.

You can use the Financial Calculator to get an idea of your payment, or contact Smooth Water Sports to submit a credit application.  Once submitted we can give you an exact payment figure at no obligation.

credit@smoothwatersports.com

Smooth Water Sports, 770 Old Saratoga Road, Gansevoort, NY 12831
Phone 518-793-5808, Fax 518-793-5264